Posts Tagged ‘strata fees’

When you compare condo buildings, it is easy to focus only on the unit. The floor plan, finishes, view, parking, and natural light all matter. However, when you compare condo buildings, the bigger question is often what you are buying into beyond the front door. A beautiful condo in a poorly managed building can become stressful over time. On the other hand, a slightly simpler unit in a well-run building may offer better long-term comfort, predictability, and resale confidence. Before choosing between two condo options, here are the building-level details worth reviewing. Look at the Strata Fees Strata fees are not just a monthly cost. They are a sign of how the building operates. Lower fees may look attractive, especially for first-time buyers or downsizers trying to manage monthly payments. However, very low fees can sometimes mean the building is not setting aside enough money for future repairs. When comparing two condo buildings, ask: What do the strata fees include? Are utilities, hot water, garbage, insurance, or amenities included? Have fees increased recently? Are future increases expected? Does one building offer better value for the monthly cost? A higher strata fee is not always a bad thing. It may reflect stronger maintenance planning, better amenities, or a healthier reserve fund. Review the Contingency Reserve Fund The contingency reserve fund is one of the most important parts of condo due diligence. This fund helps pay for larger repairs and replacements, such as roofing, windows, elevators, parkades, balconies, exterior work, and mechanical systems. A strong reserve fund can reduce the chance of surprise special levies. When comparing buildings, do not only look at the total amount in the fund. Consider the age of the building, upcoming repairs, and whether the reserve fund matches the building’s future needs. A newer building with a modest fund may be normal. An older building with a low fund and major work coming up may deserve closer attention. Read the Depreciation Report A depreciation report gives buyers a clearer picture of the building’s long-term repair and replacement schedule. It can help identify major building components, estimated timelines, and projected costs. This is especially helpful when comparing an older building to a newer one, or when choosing between two buildings with different maintenance histories. Look for items such as: Roof replacement timelines Elevator maintenance or replacement Window and exterior envelope condition Plumbing or mechanical updates Parkade repairs Balcony or deck work Funding recommendations The goal is not to find a perfect building. Every building needs maintenance. The goal is to understand whether the building is planning ahead. Compare Building Age and Construction Type A building’s age does not automatically make it better or worse. However, it does affect what you should review. Older buildings may offer larger floor plans, established locations, and stronger concrete construction in some cases. They may also require more maintenance, updates, and capital planning. Newer buildings may offer modern systems, efficient layouts, better windows, improved soundproofing, and more current building standards. However, buyers should still review warranty details, strata minutes, bylaws, and early maintenance history. Construction type also matters. Wood frame, steel and concrete, low-rise, high-rise, and mixed-use buildings can all feel very different in terms of sound transfer, maintenance, insurance, and long-term value. Pay Attention to the Strata Minutes Strata minutes can tell you more about a building than the listing description ever will. They help reveal how the building is managed, what issues come up often, and whether the strata council is proactive or reactive. As you compare condo buildings, look for repeated discussions about: Water ingress Noise complaints Insurance claims Elevator issues Parking concerns Building repairs Bylaw enforcement Short-term rental concerns Pet issues Budget pressure One issue in the minutes does not necessarily mean the building is a problem. Repeated unresolved issues are what deserve a closer look. Consider the Insurance Deductibles Strata insurance has become a major topic in many condo buildings. When comparing buildings, review the insurance summary carefully. Pay close attention to deductibles for water damage, sewer backup, earthquake, and other major risks. Higher deductibles can affect your own insurance needs as an owner. Your personal condo insurance should be reviewed with an insurance professional so you understand what coverage you need. A well-run building will usually have clear documentation, current insurance details, and owners who understand the importance of proper coverage. Compare Amenities Carefully Amenities can add lifestyle value, but they also add cost. A gym, rooftop patio, guest suite, common room, workshop, bike storage, dog area, or secure underground parking may improve day-to-day living. However, those amenities also need to be maintained, cleaned, repaired, and insured. When comparing two buildings, ask whether the amenities are useful to you. If one building has higher strata fees because of amenities you will never use, the value may not be as strong for your lifestyle. If another building has fewer amenities but better location, storage, parking, or construction quality, it may be the better fit. Look at Parking, Storage, and Bike Access Parking and storage can have a major impact on both lifestyle and resale value. Before choosing between two buildings, compare: Is parking included? Is the parking stall assigned, common property, or limited common property? Is there EV charging or EV-ready infrastructure? Is visitor parking available? Is bike storage secure and practical? Is a storage locker included? Are there restrictions on storage use? These details may not feel exciting during the showing, but they often matter once you live in the building. Think About Location Beyond the Address Two condo buildings may be in the same general area but offer very different day-to-day convenience. Look beyond the map pin. Consider walkability, transit access, nearby trails, grocery stores, cafés, restaurants, parks, schools, medical services, and road noise. For buyers in Greater Victoria, a few blocks can make a meaningful difference. One building may be closer to daily amenities. Another may be quieter, easier to park near, or better connected to trails and transit. The better choice depends on how you actually live. Compare the Building’s Resale Appeal Even if you plan to stay long-term, resale value still matters. A strong condo building often has a few common traits: Practical floor plans Healthy financial planning Clear maintenance history Reasonable strata fees Good insurance history Useful amenities Strong location Owner pride Consistent demand from buyers A unit can be beautifully staged and still sit in a building that raises concerns. That is why buyers should compare the unit and the building together. Watch for Special Levies A special levy is not always a red flag. Sometimes it means the building is taking care of necessary repairs. However, buyers should understand why the levy exists, how much it costs, what work it covers, and whether more levies may be coming. When comparing two buildings, ask whether one has upcoming major expenses that are not yet fully funded. This can affect your budget and your comfort level with the purchase. Review the Bylaws Bylaws can affect how well a condo fits your life. Before choosing a building, review rules around: Pets Rentals Age restrictions, if applicable Smoking BBQs Renovations Flooring Move-in fees Short-term accommodations Parking and storage use A building may look perfect until you discover the bylaws do not match your needs. The Better Condo Is Not Always the Prettier Unit When buyers compare condos, the more updated unit often gets the first reaction. Fresh paint, new counters, modern flooring, and good staging can make a strong impression. However, finishes can be changed. The building is much harder to change. A slightly less updated condo in a stronger building may be a better long-term choice than a renovated unit in a building with poor planning, high risk, or unclear maintenance history. The best decision balances emotion with due diligence. Final Thoughts When you compare condo buildings, look beyond the unit itself. The floor plan, view, and finishes matter, but the building’s financial health, maintenance planning, insurance, bylaws, amenities, and location all shape the ownership experience. A good condo purchase is not only about finding a space that feels right today. It is about choosing a building that still feels like a smart decision years from now. If you are comparing condos in Greater Victoria and want help reviewing the full picture, Faber Real Estate Group can guide you through the unit, the building, and the details that matter before you make your decision.   Tyler F., 5-Star Review, via Google “I have worked with Scott a few times now, always great communication, respectful and punctual. Look forward to working with him in the future” Faber Real Estate Group Royal LePage Coast Capital Realty 📞 250-244-3430 📧 [email protected] ℹ️ Scott Faber Personal Real Estate Corporation ℹ️ Cal Faber Personal Real Estate Corporation Vanessa Wood, Zachary Parsons, and Sophie Taylor “Building Lasting Relationships, One Home at a Time.”

Older condo buildings can offer excellent value, larger floor plans, established locations, and a stronger sense of community. In Greater Victoria, many older condo buildings sit in highly walkable neighbourhoods close to transit, shops, parks, and everyday amenities. However, buying into an older condo building is not just about the unit itself. It is also about the condition of the building, the financial health of the strata, and the long-term maintenance plan. A well-managed older building can be a smart purchase. A poorly managed one can become expensive quickly. Older Does Not Automatically Mean Problematic Many buyers hear “older building” and immediately think of repairs, special levies, or outdated systems. While those are important risks to review, age alone does not tell the full story. Some older condo buildings have strong ownership, proactive strata councils, healthy contingency reserve funds, and a clear maintenance history. Others may look appealing on the surface but have deferred repairs, low reserves, or upcoming projects that could affect owners financially. The key is not to avoid older condo buildings. The key is to understand what you are buying. Review the Strata Documents Carefully When buying a condo in British Columbia, the strata documents matter. These documents help you understand how the building is managed, what issues have come up, and what expenses may be ahead. Important documents to review include: Form B Information Certificate Current budget Strata meeting minutes Annual general meeting minutes Depreciation report Insurance summary Bylaws and rules Financial statements Contingency reserve fund balance Any approved or proposed special levies The Form B is especially important because it discloses key information such as monthly strata fees, the contingency reserve fund balance, approved special levies, parking and storage details, insurance information, and other matters connected to the strata lot and strata corporation. Look Beyond the Strata Fee A lower strata fee can look attractive, but it is not always a sign of better value. In an older building, a very low strata fee may mean the strata is not saving enough for future repairs. That can lead to larger increases later or special levies when major work becomes necessary. On the other hand, a higher strata fee may be reasonable if it supports proper maintenance, insurance, building operations, and long-term reserve contributions. Buyers should ask: What does the strata fee include? Has the fee increased gradually or suddenly? Is the building contributing enough to the contingency reserve fund? Are major repairs already planned? Are owners repeatedly voting down important maintenance? The goal is not always to find the lowest monthly cost. The goal is to understand whether the monthly cost reflects responsible building management. Pay Attention to the Contingency Reserve Fund The contingency reserve fund, often called the CRF, is used for expenses that do not happen every year, such as roof replacement, elevator work, exterior repairs, or other major building projects. For older condo buildings, the CRF becomes especially important because more building components may be closer to the end of their expected life. A strong CRF does not guarantee that there will never be a special levy. However, it can show that the strata has been planning ahead. A low CRF does not always mean the building is a bad purchase, but it should lead to more questions. Buyers should compare the CRF balance with the depreciation report and upcoming repair schedule. Understand the Depreciation Report The depreciation report is one of the most useful tools when reviewing an older condo building. It outlines major building components, estimated repair or replacement timelines, and projected costs. This report can help buyers understand what may be coming over the next several years. For example, if the roof, windows, balconies, plumbing, parkade membrane, or elevator systems are nearing major repair cycles, buyers should know that before removing conditions. The report should not be read as a guarantee. It is a planning document. However, it can provide valuable insight into whether the strata is preparing for future costs or simply reacting as problems arise. Watch for Deferred Maintenance Deferred maintenance means repairs or updates have been delayed. This can happen for many reasons. Sometimes owners want to keep strata fees low. Sometimes a council has not had enough information. Sometimes projects have been discussed for years but never approved. Signs of deferred maintenance may include: Repeated discussion of the same repair issues in minutes Water ingress concerns Aging balconies or exterior cladding Elevator problems Plumbing issues Roof concerns Low reserve funds compared to upcoming projects Special levies that are discussed but not approved Insurance concerns or rising deductibles These items do not automatically mean you should walk away. However, they should be reviewed carefully with your REALTOR®, inspector, lender, and other professionals when needed. Consider Insurance and Deductibles Insurance has become an important issue for many strata properties. Buyers should review the strata corporation’s insurance summary and pay attention to deductibles, coverage, and any claims history discussed in the minutes. Higher deductibles can affect owners if there is a claim. Buyers should also speak with an insurance provider about their own condo insurance, including deductible coverage. This is especially important in older condo buildings where plumbing, roofing, or water-related issues may appear more often in the minutes. Older Buildings Can Offer Real Advantages While buyers need to be careful, older condo buildings can also offer meaningful benefits. Many older condos have larger floor plans than newer buildings. They may have more storage, wider rooms, better separation between living spaces, and locations closer to established amenities. In Greater Victoria, some older condo buildings are in excellent neighbourhoods where newer construction may be limited or significantly more expensive. For buyers who value space, walkability, and location, an older building may be worth serious consideration. The Building Matters as Much as the Unit A beautifully updated condo can still be a risky purchase if the building has major unresolved issues. At the same time, a dated unit in a well-managed building may offer strong long-term potential. Buyers should look at both layers: The condition and layout of the unit The financial and physical condition of the building Cosmetic updates are easy to see. Building management takes more work to understand. That extra review can make the difference between a confident purchase and an expensive surprise. Questions Buyers Should Ask Before Buying Before purchasing in an older condo building, buyers should ask: What major work has already been completed? What major work is coming next? Is the depreciation report current? Does the strata appear to follow the depreciation report? How much is in the contingency reserve fund? Have there been recent special levies? Are there any lawsuits, claims, or unresolved disputes? Are there repeated maintenance issues in the minutes? Are there rental, pet, age, or renovation restrictions? Does the building fit your lifestyle and long-term plans? These questions help buyers move past surface-level impressions and make a more informed decision. Final Thoughts Older condo buildings should not be dismissed automatically. Some offer excellent space, central locations, and strong long-term value. However, they require a closer look. For buyers, the goal is to understand the full picture before making a decision. That means reviewing the strata documents, asking the right questions, and looking carefully at both the unit and the building. A condo is not just four walls. It is a shared building, a shared budget, and a shared responsibility. If you are considering buying a condo in Greater Victoria and want help reviewing the right details before making an offer, contact Faber Real Estate Group for advice and information.   Lorraine P., 5-Star Review, via Google “I would not dream of ever using a realtor other than Cal. Apart from the fact that he is was exceptionally knowledgable and resourceful, he was also honest, truthful and always acted in my best interest while at the same time treating all parties with dignity and respect.” Faber Real Estate Group Royal LePage Coast Capital Realty 📞 250-244-3430 📧 [email protected] ℹ️ Scott Faber Personal Real Estate Corporation ℹ️ Cal Faber Personal Real Estate Corporation Vanessa Wood, Zachary Parsons, and Sophie Taylor “Building Lasting Relationships, One Home at a Time.”

A safer condo building is not always the newest, flashiest, or most expensive option. Often, a safer condo building is one that feels well-managed, financially prepared, and clear about future maintenance. For buyers, that sense of safety comes from confidence. You want to know the building has been cared for, the strata has a plan, and there are fewer surprises hiding behind the monthly fee. Good Strata Documents Tell a Clear Story When buying a condo, the strata documents matter as much as the unit itself. Minutes, financial statements, bylaws, insurance documents, the Form B, and the depreciation report can reveal how the building is being managed. They can also show whether owners are dealing with recurring issues, upcoming repairs, or financial pressure. A well-run building usually has documents that feel organized and consistent. The records do not need to be perfect, but they should help buyers understand what has happened, what is being discussed, and what may be coming next. A Healthy Contingency Reserve Fund Builds Confidence The contingency reserve fund, often called the CRF, is one of the key areas buyers should review. This fund helps pay for larger common expenses, repairs, and future building needs. A stronger reserve can give buyers more confidence that the strata has prepared for long-term costs. A low reserve does not automatically mean a building is a bad purchase. However, it may mean buyers need to ask better questions. Has the strata recently completed major work? Are owners keeping fees low at the expense of future planning? Are special levies likely? The answer matters more than the number alone. A Depreciation Report Helps Buyers See Ahead A depreciation report is useful because it looks beyond today. It helps identify major building components, estimated repair timelines, and long-term funding needs. This may include items such as the roof, windows, balconies, plumbing, exterior finishes, parkade areas, elevators, or mechanical systems. For buyers, the depreciation report can help answer one of the most important condo questions: What could this building need in the next few years? A building feels safer when the strata has a clear report, takes it seriously, and appears to plan around it. Consistent Maintenance Is Better Than Deferred Problems A condo building does not need to be flawless to be a good buy. In fact, every building needs maintenance over time. What matters is how the strata responds. Buyers should look for signs that repairs are being handled thoughtfully. Regular maintenance, timely follow-up, and clear communication can be more reassuring than a building that appears problem-free but has little documentation. Deferred maintenance can create uncertainty. When small issues pile up, they can become larger costs later. Insurance Should Not Be Ignored Insurance has become an important part of condo buying. Buyers should review the strata’s insurance coverage, deductible amounts, and any notes related to claims history. High deductibles or repeated claims may affect how buyers think about risk and ownership costs. This does not mean buyers should avoid a building automatically. It means insurance should be part of the full review, not an afterthought. Clear Bylaws Reduce Future Friction A condo can feel safer when the rules are easy to understand. Bylaws can affect pets, rentals, smoking, renovations, parking, storage, short-term accommodation, and use of common areas. These rules shape day-to-day living and future resale appeal. Buyers should make sure the building’s bylaws fit their lifestyle before removing conditions. A great unit in the wrong building can still become a frustrating purchase. Strong Communication Shows Good Governance A well-managed strata usually communicates clearly. Council minutes should show thoughtful discussion, not constant conflict. Owners may disagree from time to time, but repeated tension, unresolved complaints, or unclear decision-making can be warning signs. Good governance does not mean everyone agrees. It means the building has a process, keeps records, and makes decisions in a way buyers can understand. The Monthly Fee Should Make Sense Some buyers focus only on keeping strata fees low. That can be a mistake. A lower fee is not always better if the building is underfunded or delaying repairs. A higher fee is not always bad if it supports good maintenance, insurance, amenities, and long-term planning. The better question is: Does the monthly fee match what the building needs? A safer condo building usually has fees that feel realistic, not artificially low. Resale Confidence Matters Too A condo purchase is not only about living there today. It is also about how future buyers may view the building. Buildings with clear documents, steady maintenance, reasonable fees, strong insurance, and good governance often feel easier to explain when it is time to sell. That matters because future buyers will review many of the same documents you are reviewing now. The Bottom Line A condo building feels safer to buy when the risk is easier to understand. Buyers should look beyond the unit and review how the building is managed, funded, maintained, and governed. A beautiful condo can lose appeal if the building creates uncertainty. A simpler unit in a well-run building may offer stronger long-term confidence. The goal is not to find a perfect building. The goal is to understand the building clearly before making a decision. For advice on buying a condo or reviewing strata documents in Greater Victoria, contact Faber Real Estate Group for local guidance before you move forward.   Dione S., 5-Star Review, via Google “We made a MAJOR purchase and his expertise gave us the confidence to make OUR own decision in this crazy market! We are HAPPY ! Would not change a thing! Thank you Faber team!!” Faber Real Estate Group Royal LePage Coast Capital Realty 📞 250-244-3430 📧 [email protected] ℹ️ Scott Faber Personal Real Estate Corporation ℹ️ Cal Faber Personal Real Estate Corporation Vanessa Wood, Zachary Parsons, and Sophie Taylor “Building Lasting Relationships, One Home at a Time.”

Condo fees can feel like an extra monthly cost, especially for buyers trying to keep their budget under control. But condo fees are not always a bad thing. In many cases, they help protect the building, reduce surprise expenses, and make ownership more predictable. The key is not to avoid condo fees altogether. The key is to understand what they cover, how well the strata is managed, and whether the monthly amount matches the condition and services of the building. What Condo Fees Usually Cover Condo fees, also known as strata fees in British Columbia, help pay for the shared costs of the property. These may include: Building insurance Landscaping Garbage and recycling Common area electricity Elevator maintenance Building cleaning Property management Repairs and maintenance Contributions to the contingency reserve fund Amenities such as gyms, guest suites, bike rooms, or lounges In a detached home, many of these costs still exist. They just arrive differently. Instead of paying a monthly strata fee, the owner pays directly when repairs, insurance, landscaping, or maintenance come due. Predictable Costs Can Be a Strength For many buyers, especially first-time buyers and downsizers, predictability matters. A well-managed condo building can turn irregular ownership costs into a more stable monthly expense. That does not mean every fee is good or every building is well-run. It means the fee itself is not the problem. The real question is whether the money is being used responsibly. A lower fee can look attractive at first, but it may also mean the strata is underfunding maintenance. That can lead to larger special levies later. Low Condo Fees Are Not Always Better Buyers often compare condo fees the same way they compare mortgage payments. Lower feels better. But in strata ownership, lower is not always safer. A very low monthly fee may mean: The building has fewer services Maintenance is being delayed The contingency reserve fund may be weak Owners may face larger costs later The building may not be planning ahead A higher fee may be reasonable if the building includes strong services, proper maintenance, good insurance coverage, and healthy reserve fund contributions. The best value is not always the lowest fee. It is the fee that makes sense for the building. What Buyers Should Review Before Judging the Fee Before deciding whether condo fees are reasonable, buyers should look at the larger picture. Important documents may include: Strata minutes Depreciation report Budget Form B Contingency reserve fund balance Insurance summary Bylaws and rules History of special levies Maintenance plans These documents can show whether the strata is proactive, reactive, or falling behind. A building with slightly higher condo fees but strong planning may offer more peace of mind than a building with low fees and repeated emergency repairs. Condo Fees Can Support Long-Term Resale Value Well-maintained buildings tend to feel more secure to buyers. Clean common areas, updated systems, healthy records, and steady maintenance all help build confidence. When a future buyer reviews the strata documents, they are not just looking at the unit. They are looking at the building’s financial health, maintenance habits, and risk level. A condo with responsible fees may be easier to explain, easier to finance, and easier for buyers to trust. When Condo Fees Should Raise Concern Condo fees deserve closer attention when they feel out of step with the building. Warning signs may include: Fees that are unusually high without clear value Fees that are unusually low for an older building Repeated special levies Poor meeting minutes Deferred maintenance Large insurance increases Weak reserve fund contributions Frequent owner disputes Unclear repair planning The fee amount matters, but the story behind the fee matters more. The Bottom Line for Buyers Condo fees are not just an added cost. They are part of how the building operates. A good buyer strategy is to ask three questions: What does the fee cover? Is the building being properly maintained? Does the fee reduce risk or hide future risk? Condo fees are not always a bad thing when they support good management, predictable ownership, and long-term building care. For buyers in Greater Victoria, the goal is not to find the cheapest strata fee. The goal is to find a building where the monthly cost makes sense, the records are clear, and the ownership experience feels sustainable. For advice on buying, selling, or evaluating a condo in Greater Victoria, contact Faber Real Estate Group for clear, local guidance before making your next move.   Sue S., 5-Star Review, via Google “I would recommend Cal and Scott, an amazing duo team to sell or purchase any Real Estate.They even came and brought a mirror in to finish off one of the bathrooms in my mom's house. They totally cared and they go above and beyond. nIf you are looking to buy or sell your home give Cal and Scott a call, you will not be disappointed.” Faber Real Estate Group Royal LePage Coast Capital Realty 📞 250-244-3430 📧 [email protected] ℹ️ Scott Faber Personal Real Estate Corporation ℹ️ Cal Faber Personal Real Estate Corporation Vanessa Wood, Zachary Parsons, and Sophie Taylor “Building Lasting Relationships, One Home at a Time.”

When buying a home in Greater Victoria, it is easy to focus on the mortgage payment and overlook additional ownership costs. Two of the most important expenses to understand are property taxes and, for condos or townhomes, strata fees. Knowing how these costs work helps buyers budget accurately and avoid surprises after possession. Property Taxes Explained Property taxes are annual fees paid to municipalities and school districts based on the assessed value of a property. In Greater Victoria, these taxes support essential services such as schools, road maintenance, parks, and emergency services. Tax amounts vary depending on location, property type, and assessed value. For example, homes in areas like Oak Bay or Cadboro Bay often carry higher property taxes than those in Langford or Colwood, largely due to differences in assessed values and municipal budgets. Many homeowners choose to pay property taxes through automatic payments or include them with their mortgage to simplify budgeting. Understanding expected taxes upfront helps ensure homeownership costs remain manageable. Understanding Strata Fees Buyers considering a condo or townhome will also need to factor in monthly strata fees. These fees contribute to shared expenses within the building or community and typically include: Maintenance of common areas Building insurance Contributions to the reserve fund for future repairs Utilities in some cases Strata fees vary widely. Buildings with amenities such as gyms, elevators, or rooftop spaces often have higher fees. Older buildings may have lower monthly fees but can face larger repair projects over time. Buyers should also be aware of special assessments, which are one time charges for major or unexpected repairs. Reviewing the strata minutes and depreciation report before purchasing provides valuable insight into the building’s financial health. Budgeting for the Full Cost of Ownership Property taxes and strata fees play a significant role in overall affordability. Detached homes typically carry higher property taxes but no strata fees. Condos and townhomes may offer lower purchase prices, but monthly strata fees can meaningfully impact long term costs. We always encourage buyers to look beyond the mortgage payment and consider total monthly and annual expenses when comparing properties. Final Thoughts Understanding property taxes and strata fees is essential when buying a home in Greater Victoria. These costs are part of responsible homeownership and support well maintained communities and shared services. With the right guidance and preparation, buyers can make confident decisions and choose a home that fits both their lifestyle and long term budget.   Lou N., 5-Star Review, via Google “Scott is a knowledgeable, professional, dedicated and thorough expert in his field. Excellent at what he does and we couldn't have found a better realtor to guide us through one of the most important decisions in our lives.” Faber Real Estate Group Royal LePage Coast Capital Realty 📞 250-244-3430 📧[email protected] ℹ️ Scott Faber Personal Real Estate Corporation ℹ️ Cal Faber Personal Real Estate Corporation Vanessa Wood & Zachary Parsons “Building Lasting Relationships, One Home at a Time.”